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Dua for relief from debt

Dua for relief from debt: an authentic (sahih) dua that the Prophet (peace and blessings be upon him) often recited in prayer, seeking refuge in Allah from sin and the burden of debt.

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Arabic

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ

Transliteration
Allahumma inni a'udhu bika minal-ma'thami wal-maghram.
Meaning
O Allah, I seek refuge in You from sin and from falling into debt.

When it is recited

It is recited when burdened by debt, in prayer and every day; when seeking protection from sin and financial hardship.

Virtue

Aisha (may Allah be pleased with her) reported that the Prophet (peace and blessings be upon him) recited this often in prayer; when asked why, he said: “When a person falls into debt, he speaks and lies, and he promises and breaks his promise.”

Sources

This dua is based on the Quran and hadith sources below.

  • HadithSahih al-Bukhari, 2397

    Narrated from Aisha (may Allah be pleased with her): the Prophet (peace and blessings be upon him) would say in prayer, “Allahumma inni a'udhu bika minal-ma'thami wal-maghram.” Authentic (sahih).

  • HadithSahih al-Bukhari, 6368

    The same dua appears in another narration, confirming that the Prophet (peace and blessings be upon him) sought refuge in Allah from sin and debt. Authentic (sahih).

Related duas

Other duas connected to this topic.

Frequently asked questions

Common questions about this dua.

  • What is the dua for relief from debt?

    The dua for relief from debt is “Allahumma inni a'udhu bika minal-ma'thami wal-maghram”, which the Prophet (peace and blessings be upon him) recited in prayer; it is seeking refuge in Allah from sin and from falling into debt.
  • When is the dua for relief from debt recited?

    It is recited sincerely when burdened by debt, in prayer and throughout the day. The dua for relief from debt: Arabic, transliteration and meaning are given on this page.